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hello hello hello friends this is your friendly realtors here in prescott arizona prescott pickle lady prescott pickle lady this is diana randall bro here today we’re in the arizona room uh which is a great little ballroom here in hasayamba yeah today’s uh hacienda filming yes you caught on to that yes but we love it here anyway so we are here today to kind of talk to you guys about inspection period election period inspection period is very important absolutely so once an offer is decided upon and get your earnest money in place yep you get your earnest money in place with your title company which time for due diligence put your uh money in escrows opened and then the 10-day inspection period yes start yes which is really cool so within 10 days you have your home inspection you have your termite inspection if you’re out in a remote area then you have your well inspection etc wells uh we typically give a 20-day inspection period so we get the water samples back they’re usually 10 but usually they’re 10. usually there’s no weld so yeah that’s done yeah so this is a very important time during that time if anything should change if you find something out during inspection that you don’t like that you can’t agree upon with the seller to either correct or give you some money towards that you know repair whatever whatever negotiations fall apart at that point within that 10 days you can easily walk away and still get your earnest money back yeah correct that’s basically what the inspection period is it’s your due diligence time so during that time you’re going to find out everything you’re going to get disclosures from the seller you’re going to have your inspection reports coming in uh you’re going to get hoa information all of this stuff yes uh insurance make sure you can get that property is insurable this is the time to do your due diligence you have 10 days to do it if there’s any reason at all why you decide you want to back out generally you can and get your earnest money back if you do it within the 10-day inspection period right and so during that time you’re also going to get what’s called the spuds and that is disclosures from the seller about everything that’s been done to the property or incidents you get your insurance claims reports which if they’ve had any kind of yeah so if if there’s a claim and it’s not on the disclosure shame on them that’s why they do that it’s kind of a check to make sure that you know oh they had the roof replaced but they they failed to disclose that well you’ll get the insurance claim so you’ll see that yes well one thing that you you should understand about the inspection period is it’s the time to do due diligence don’t try to do your due diligence before you go under contract you’ll lose the house okay yes go under contract then you get everything you don’t have to be a detective or any you know everything will be given to you will have all the information and if you decide to walk you get your earnest money back you’ll be out the money that the inspectors will cost you which you know we’re talking hundreds of dollars not thousands right and the other thing is once you do have all of your disclosures and things that need to be maybe that pop up during inspection then you go into your binzer period where you approach your buy your sellers and you say hey you know what i’d like this this and this address yeah and you come to it’s another very few homes are perfect uh and so generally there’ll be something that you want the seller to take care of and so you do that through a document that’s called the binzer it stands that benzer’s buyer inspection notice seller response and uh essentially it’s like another round of negotiations so you know this is what i’d like fix the seller says yes the seller says no the seller says there’s something in between right the seller offers you money instead of the repairs themselves all of this is essentially another round of negotiations exactly and if you can’t come to an agreement uh then you walk with your interests you walk with your owner’s money now here’s something very key if after the 10-day inspection period you have decided i’m going to stay in there hang in there and then day 20 you decide hmm i change my mind you will lose your earnest yeah then you probably lose at that point you will not have yeah that’s what the inspection fear is for so hit it hard yeah exactly that’s when you do your thinking exactly so i think that covers inspections what are your thoughts yeah i think so anything you’d like to add sounds a lot more complicated it’s really not it’s really not it protects i guess both sides yeah it definitely protects both sides and uh and we’re here to help you through it absolutely we’re happy to do that you don’t have to think oh my gosh i don’t know a home inspector i don’t have a termite guy we have all of that for you yeah we’ll get that we will help you every step of the way we’ll get you through the process we’ll help you if any any trouble comes up we will address it and help you and be your intermediary yeah absolutely so yes we’re happy to do that happy to be here happy to be of service so you can uh start your dream yeah absolutely here in prescott like we did absolutely yes absolutely all right this is diana randall bro you can find the chat pick a lady.com that’s us or 713-302-1964 houston number don’t let that fool you yeah don’t yep yep don’t don’t be thrown by that i’m not soliciting you all right all right sorta yeah but anyway we’d love to hear from you and we’d love to help you uh make your move move here smooth and an easy transition absolutely all right give us a call take care have a great day bye

good morning good morning good morning how are you mr bro i guess i’m doing okay are you well we’re trying to do okay we’re trying to do okay we’re having some trouble this morning yeah we bought some new technology thinking it would help us to film better yeah not the case not the case so now we’re very frustrated yeah um but instead we’re gonna have a nice mimosa and a bloody mary yeah make the best of it to get over the past 20 minutes of trying to film duct tape your phone to a stick that’s all you need sometimes you don’t need that fancy technology no you don’t anyway let me get back on task yeah absolutely i’m diane bro this is randall bro yes we are the spouses who sell houses she is the pickle lady correct and we are really excited uh this morning we are here at the hacienda inn it’s very historic we’re kind of in the dining area uh it was built in 1927. we’re going to show you some footage in a little bit of the lobby and all the beautiful it’s kind of art deco where it is wouldn’t you think yeah wouldn’t you say sure um i love it here they have some uh it’s a nice dining and also uh every evening they have a cocktail hour happy hour with live music yes they do you can’t go wrong yeah really cool you can’t go wrong yeah so we wanted to show you the haciampa a lot of people will be like i’ll meet you at the hacienda this is it this is the one has some cool little stories about it i think somebody like rode their horse all the way up the stairs not allowed to do that now but my horse at home you should leave yours yeah but it is a cool little place it is a nice little meeting place absolutely it’s very relaxing so we are here today not only to show you the historic hacienda inn uh but also to talk about if you are moving here and you want acreage you want horse property or you want um to be remote as we call it a little farther out from from this from the square as they say a lot of people they come to present i’m going to be a mountain man i’m going to live off of berries here’s here’s this great gal yeah hello hello there she is she’s a great girl here at the hacienda i should say woman you’re not supposed to say girls yeah i want to be pc thank you for saving our morning drinks right now and bloody mary’s oh that’s good that is good yeah it looks good it is very good but anyway so a lot of times people are like you know i don’t want to be right next door to my neighbor i want some acreage i want to be out there i want some peace and quiet and enjoy the beauty of you know mountain vistas yeah get away from it right away from it all but what you should know is if you go remote here in prescott uh a lot of times you will be on a well yeah you start going off the grid you start going off the grid so you will not have city utilities you’ll have a weld typically you’ll have um propane tanks for your gas because they can’t run gas lines way out there and they will also have septic tanks which can be conventional septic or alternative septic yeah of the three propane is really not that big a deal a lot of areas you just have a propane tank you get filled up you know once or twice a year you carry the tank other than that it’s really not that big it isn’t a big deal and you just learn and you quickly learn the best times of year to buy your buy uh don’t buy when it’s cold if a blizzard’s coming not the time to buy that propane should have thought of that a few weeks ago they’re going to jack the price up yeah they will but you learn it’s simple it’s fast it’s easy they come fill it up what do you think about 500 a year to fill it off yeah yeah it depends on the capacity of tank i guess i guess rates go up and down but uh it’s not it’s not that much more than if you just have regular gas right so it’s really not that so that’s one thing don’t be afraid of any of these things they’re all you know all doable all doable you quickly learn your service people who come out and help you yeah um when it comes to wells um we always recommend beside your traditional home inspection uh if you’re in a remote property yeah we recommend and uh well inspection test the well as well as uh test the septic and have that all inspected make sure everything’s working correctly so on the well they’re gonna they’re gonna test the amount of of water that the well produces per minute typically make sure that you get enough water how many gallons per minute per minute yeah if you’re if your well is a little slow they can put a storage tank um so that’s kind of easy to fix as well so that you’re pulling from a tank instead of directly from the well they also test the quality the water make sure the water is pure but you know and if it isn’t there’s very easy ways to fix that as well not a problem yeah um and then you just kind of keep your eye on it yeah and then septic tanks same thing you know usually they are conventional septic is very easy to maintain um you test it make sure it’s working correctly yeah as part of the inspection we’ll test it uh make sure everything’s working okay um typically if someone’s selling a house that has a septic they’ll have to pump it at some point to have it tested but generally if the septic tank the septic system is running fine it’s really pretty low maintenance stuff essentially you have waste water treatment in your yard instead of the wastewater treatment where the sewer goes and all pretty much works the same yeah septic isn’t bad and that’s no crime that’s right yeah i got it i see what you were doing there i was trying to set it up yeah alternative systems are a little more complicated you can have probably a few more things go wrong with alternative systems but in general if it’s working okay uh not a whole lot of crap so i think that’s good yeah it’s great so uh just well we did septic we did uh propane yeah oh and but then there’s cold water oh yes cold water yeah h-a-u-l-e-d yeah hauled water yeah people here will pronounce that without the southern accents yeah so it’s kind of like i don’t understand water hold yeah they said hold water water i don’t know what that means but now i do it’s not heavy water it’s not yeah so that’s when you’re really really remote and yeah they’ll fill up yeah they fill up a truck with water and they come in yep and the truck has to literally deliver the water to your well yeah and so that’s called hauled water well not to your well to your house to your house yeah yes in hot water you don’t have it well hello yes hello but anyway yeah clearly i’m a city girl yeah that’s right hold water yeah you’re all in water that’s pretty remote or there are some areas where the wells are bad uh you know that for whatever reason the quality of the water isn’t good uh so you gotta hold water so uh the other thing you should also keep in mind is that some areas like inscription canyon talking rock et cetera they have their own private water company yeah yeah yeah yeah private waters so some of those areas whispering canyon um inscription canyon talking mark had their own private water so they don’t have wells um you do have quote city water but it’s not through the city it’s not through a city so they call it private water they call it private water so if you’re looking at a listing and you’re like what is private water water that’s what it means it’s a private water company that you pay separately doesn’t mean your water wants to stay anonymous or anything no no they’re not trying to buy the company you just send the check to a different place they’re not trying to be on the downlow it just means it’s a privately owned watercolor anymore not city of prescott so what’s the other thing that people should know so bear in mind when you’re going up remote and you want that kind of thing you might run across those things nothing to be afraid of nothing that we can’t conquer together nothing that you know we don’t have inspections for to make sure it’s all in proper working order we’ll help you get there so if you want to go remote that’s part of the deal and we’ll be glad to help you with that yes yeah so anyway i think that’s it is i think that’s it that’s what i want to say i want people to understand good job finally we’ve got our sometimes new technology is not the way to go i mean you know yeah it’s not good it’s not i don’t like when things don’t work you know i i don’t i need to shoot this in five minutes and be done you know what i mean that’s us yeah that’s awesome we this is not on cue cards people yeah we’re making this up as we go along i’m sure you pretty much i’m sure you caught on to that this is not scripted no no no no no this is not scripted and barely edited and barely edited we’re working hard we’re working hard to teach you all the different things buying a home here in prescott anyway if you come here to visit please make sure to uh make a stop here at the hacienda inn yeah it’s lovely it’s tradition here and um you’ll be glad you did okay where can they find you you can find me at prescottpicklelady.com 713-302-1964 yes it is a houston number we understand that i kept it it’s my lucky number i can’t hear you anyway love to meet you love to take you to remote or in town and love to share my pickles with you absolutely all right say goodbye pickle lady bye bye pickle lady have a good day bye

oh hello don’t play the piano i know i’m so sorry please do not play piano but i wanted to feel like i was back in the olden days here at the old hacion store again historic hotel we’re still here having a great time um just having the time of our lives i think so i feel like uh maybe i was reincarnated or something i think you were here cheers cheers it’s very possible okay let’s uh identify ourselves as the press could pick a lady uh this is she doesn’t want to sit next to me at all you notice how far away she’s getting well he’s uh interfering with my creative spirit because hold on let me move my chair okay how’s this diane randall bro she’s the president pickle ladies yes i’m here with him randall fortunate for her i’m sorry i tried my best no it’s all it’s all good because i said it’s all good in the hood what are we talking about today we’re going to talk about uh let’s talk about contingencies contingency sounds sophisticated doesn’t it yes it can be a little dicey gonna be a little dicing the best contingency to you know is not oh my house isn’t even on the market right so let’s talk about a condition so what is a buyer contingency it means you got to sell your house before you have to buy the other one yes and the contingency part of it is if something goes wrong with the sale of your current house you’re not obligated to move forward on the new house and you get your earnest money back so that is a buyer contingency yeah so there are several different kinds yeah absolutely yeah and so some people you know if you want to make a good offer a strong offer don’t just say hey my house isn’t even on the market yet yeah but it is in a month or two yeah most sellers are going to be like no bueno i’m not going to even entertain that offer uh a stronger offer is if you are on the market in the market and you can send your paperwork to prove yes i’m on the market i’m waiting you have to be careful with that though because sometimes uh they’ll accept it maybe they’ll accept the contingency while they’re waiting for your home to buy uh to sell yeah but if another house comes uh another buyer comes along and they want to make an offer they can bump your contingency they can well they can’t bump you but they can say look either you take away the contingency yes or uh or we’re gonna move on right and that’s only fair because if they get you know the house is on the market and you you’re not there yet so uh yeah for the most part sellers won’t entertain offers if your house isn’t even on the market right if it’s on the market that’s you know step one that’s step one the best one is a contingency where you already have a purchase contract on your home yep um you’re already past inspection period on your home well you don’t have to be you don’t have to be past inspection period to make the offer yes it’s just strong the further along you are in your process and selling your home the stronger your offer is going to be and the better the price you can ask for absolutely if you have a definite close of escrow if your your buyer already has a loan in place if you’re already past inspection period and your home yourself oh yeah all of these things cause that’s golden they love the sellers so the further along you are the the stronger your contingency is right and uh and the more likely they are to accept that contingency and accept at a lower price yes yes i don’t think you can come in and go much off of list price if your house uh is just on the market you don’t have an offer yet the further along you are in the process the better the price that you’ll get but wise words random wise words but here’s here’s the risk you you if you just wait until okay so i’m going to wait until i have an offer uh all my outs under contract their past inspection their past appraisal the loan contingency’s gone so this is as good as cash you’re gonna have like four or five days to find a house yes yeah and then you’re gonna have to close really quick you know so you got to so our advice is once you go on the market and you have a an agreement with an agent there to sell and everything start looking start making your offers because especially if you’re coming from california as we call it the california contingency yeah you’ll do just fine a lot of buyers here are okay with californians because they know properties are selling pretty quickly there yeah they tend to sell yeah and um so here’s the other thing my californian friends um market’s changing a little bit for you guys things are not selling quite as fast yep so it’s appreciating quite expensive yeah this might be your time to strike if you wait too long you might be sitting on the market a little longer than you thought you were going to be yeah originally yeah but anyway those are all things to think about with contingencies um of course cash is king cash is king you come in with a cash off where we can get you a really good price on a house absolutely that is your absolute strongest offer and we’re excited about that but in general whatever your situation just let us know and we will strategize with you and put together a game plan that uh addresses what you’re trying to do and we’ll get you the best view we can absolutely so i hope this explains a little bit about contingencies yeah i think a little bit and what it kind of means and uh how it affects you and uh anyway so we would love to work with you cash or content or contingency we’ll do it whatever you need we’re happy to help you this is diana randall bro we’re here at prescottpicklelady.com or 713-302-1964 bat line the bat hotline takes you right to the pickle that’s right that’s me that’s sir and we are the spouses that sell houses so give us a call we’re happy to help you bye

hey guys hey peeps this is diana randall bro your local prescott pickle pizza peeps get pickled that’s right we’re enjoying a lovely day here uh having a wonderful day in the sunshine here at mark’s beer garden uh we came back again because we had such a great time and and to be honest he kind of gives us free swag yeah yeah that’s a plus ding ding ding thank you thank you thank you mark yeah it’s like have a drink on me hey i’ll take it absolutely i haven’t had that offer in a long time i’ll take what i can get absolutely so anyway we are here today to talk to you guys about getting pre-qualified pre-qualification pre-qualification totally home thought don’t leave home you’re right don’t come on a home search without yeah yeah yeah yeah um we i cannot stress upon you how important it is yeah um we kind of advise people when they’re coming in get get your pre-qualification yeah even if you’re just coming for the first visit just to see if you even like prescott i promise you you’re going to fall in love with yourself you’re going to be like i can’t get here fast enough and um so you want to get pre-called before or yeah i say prequel to be qualified because she’s made that a verb yeah yeah you want to get pre-qualified before so that way all right so let’s be clear about something you cannot make an offer on a home without some kind of pre-qualification even if you put down 20 you can put down 50 if you’re gonna put down a hundred percent you still need something you need to be able to prove that you have the funds state of verizon state of arizona one thing about arizona that’s not true of california a lot of states like that is that arizona protects the rights both of the buyers and the sellers oddly enough most people who are buying they’re also selling so arizona gets that so it tries to be fair it doesn’t rig it completely against the sellers for the buyers it’s fair and they realize that if you go under contract the seller is taking his or her home off the market and that’s not fair if the buyer doesn’t really qualify yeah so you have to prove it up front absolutely and so the good thing about getting pre-qualified is number one sometimes you qualify for more than you really think yeah so you may be thinking i can only afford 350. but the prequal comes in and says my god your your your credit score is amazing your this is amazing you can actually get four hundred thousand well there’s a big difference in a 350 to a four hundred thousand dollar house in amenities and things like that yeah you get a lot for your money here in prescott yeah so [Music] you got a lot of money you’re impressed so like if if you can get a home that’s 50 000 more the increase in quality would be something that you would expect to see in say california for my like a hundred thousand that’s right each incremental amount that you pay buys you a lot lot more so and here’s the thing and so or the prequel may say uh actually you need to lower your price yeah and or they may uh say you know there’s something on your record that you need to clean up that you might not even know you have you may have something from 10 years ago and you’re like oh dear god that was on my record i didn’t think that was a big deal you can clean it up and then you get a higher credit score which helps you get a lower interest rate your interest rate the better your credit the lower your interest rate and pre-quality is easy that’s the other thing we tell tell people you need to get pre-qualified you think you know that’s like graduating from graduate school or something it’s not you can get it done in an hour or two yeah not even that long over the phone we can hook you up with somebody who can make that happen for you and it does not obligate you to get a loan from them yes they’ll shop so it’s something easy easy to do i can’t tell you how many times eight seven eight times out of ten people say i definitely am not going to buy on this trip and they end up waiting to make an offer they fall in love with the house scrambling you know and that’s the thing sometimes if it’s a beautiful home and it’s a great price um it’s like okay great let’s make the offer where’s your prequel oh darn it i didn’t get it because i didn’t think i was gonna buy first mistake the second mistake okay quickly let’s get your prequal uh we have a great mortgage we have several mortgage lenders they’ll work like the devil to turn that around and get it for you and then guess what happens we write up the offer and because it took a little while to get your free fall like an hour somebody else swoops and gets the house you’re supposed to be yes in particular with it with homes that are in the 200s 300s yeah if it’s nice it’s gone it’s gone yeah so it doesn’t take long so listen i always feel like two people are like you’re being very intrusive i know what i qualify for in this sense sometimes you think you do you really don’t know i’m not trying to be nosey business i’m not part of that process at all i just know in the state of arizona we have to have either proof of funds if you’re paying cash or a prequal letter to attach to your offer no if answer buts about it that’s just how arizona don’t so we’re not trying to be nosy and mind your business i’m really not it’s just part of the process here and then you feel better we feel better if when you find that house on your first trip you’re like golden yeah let’s write it up attach that offer you’re good to go yeah and it’s a wonderful feeling it is so anyway just a little advice just a little something a little be in your bonnet uh so if we ask you to do that don’t sweat it out don’t sweat it out that’s what it’s all about all right where can you reach us randall bro 713-302-1964 we’ll take you the hot line the back line right to the fresco pickle lady that’s right happy to set you up and go do a great day of shopping and find you your dream home and uh also you can reach us at the prescottpicklelady.com website lots of good stuff there and more of our wine downs right yeah absolutely so you can go back and look in history at some of the older wine downs how we’ve developed over time that’s right the way we were the way we were we’re trying to get better we really are folks we’re trying hard i’m trying to bring him up i’m trying to it’s hard sometimes i have to drag him along but we’re trying i gotta lift weight so the selfie stick doesn’t get so heavy all right that is all guys have a wonderful day thanks for listening to us take care bye