Seller Tips – The "Prescott Pickle Lady"

Prescott by the Numbers – June 2025

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Prescott by the Numbers – May 2025

Inventories grow higher leading into the summer months. What does that mean?

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Fuming Over FIVR

Looking for the safest water heater on the market? Our favorite home inspector Matt recommends getting one with FIVR – find out why in this video!

Video Transcript

Hello Hello peeps Diana Randall Bro here I am the pickle lady She is indeed Are your friendly husband and wife realtor team coming to you from Prescat Arizona. Um we wanted to talk to you about something interesting We learned about it a few years ago but have recently gotten re-educated and so we wanted to share it with you Something you may not know Um there are different types of hot water heaters that can be installed in a home Um one is your traditional open flame hot water heater Um that we all know and are used to from mom and dad’s house all the way to present homes There’s also something called a Fiverr. Yes FIVR FIVR And I lost my note but as I recall it stands for fully integrated variable resistance Resistance So backing up a little bit um I don’t know if any of you saw there was a a Mythbusters episode where they launched a hot water heater into uh it it they built a house around a hot water heater and got it to explode Yeah And it uh it launched like a rocket I mean it was unbelievable the power You’re talking about 50 gallons of water that are being overheated You’re talking about a very dangerous kind of thing Yes So hot water safety has always been important And this fiverr thing has uh is kind of the latest iteration of improvements of improvement Also you have your tankless hot water heater Yeah the tankless hot water heater There are three different types So it’s not very often that you see a fiverr Um but we kind of wanted to talk about it and explain why it is safer than most other units So the So one of the things about it that makes it well first of all it’s a lot more efficient Uh it doesn’t use as much uh energy and uh and all that but it’s the thing that we wanted to focus on is really safety issues right so uh it it does have a tank I mean it is a traditional water tank just like we’re used to seeing Just like you’re used to seeing So it’s not tankless but the uh combustion elements of it are fully contained Self-contained Self-contained So unlike the traditional hot water heater where you see that little flame blow and you see it sitting on a on a on a Yeah And the pilot Yeah And the pilot light and all of that sitting up above ground This is not Yeah this is not So most uh uh hot water heaters now are uh kept in the garage Uh they used to be kept in the roof and then when they leak they would destroy things So eventually they made their way into garages Most garage hot water heaters you’ll see are mounted a couple of feet off the ground Used to be 18 in 18 in That’s the That’s the minimum Say it’s 12 to 16 Yeah But it used to be 18 It had to be 18 in above the ground And the reason why Yeah. The reason why is you have fumes in a garage So you’ve got automobiles in there Uh there’s gasoline you know and any number of other things Well those those fumes from gasoline and the like they tend to hug the ground Yes So the idea was let’s let’s raise the height of the hot water heater and the combustion elements therein so that it does not ignite these fumes accidentally Correct Accidentally and and that’s why it’s Yeah And that’s why it’s off the ground Absolutely When it’s a traditional hot water heater Yeah It’s off the ground It should always be off the ground for that reason But now now we we ran into at least one hot water heater that’s mounted on the ground uh completely up the code Took us a while to to uh research it Uh when we first saw it it was I think a brand new technology or at least I had never even heard of it Yeah we had not Uh now we’re starting to see more in some of the newer homes Uh but uh the the the combustion unit is completely self-contained There’s no open flame So there is no way that it can ignite fumes In addition it has fume detection technology so that when it Yeah that’s pretty cool If it even even fumes that you can’t smell that might be flammable it will shut down the unit if that is the case Um so it it’s a first ran across this we have an uh an extraordinarily great and very thorough home inspector Matt Gormer Hats off to you Shout out to Matt National National Inspection National Inspection Yeah We just call him Matt We just call him Matt He’s great Yeah And so when we ran across this he’s like “Hm I want to investigate this further.” So he did And that’s when we learned all about the Fiverr unit He goes “Actually this is okay.” And it’s pretty cool Yeah It’s like Randall was saying it’s self-contained It has an automatic shut off if it does detect fumes Um pretty cool Yeah um it seems to be a little more advanced than your traditional hot water heater So he said it’s fine He checked city permits It was all okay It was permitted The city said okay So we felt really good about it But for some of you out there who were like “Why isn’t it off the ground why doesn’t it have this what it doesn’t have?” Yeah You’ll have plumbers even licensed plumbers who’ve been in the business for decades they’ll come in take one look at it and say “Oh that needs to be raised.”Uh so evidently they’re they’re not people don’t know that much about them. Maybe maybe in some areas of the country they’re more common right uh obviously they’re they’re going to be a lot more common in new construction than existing construction that’s like 20 years old So you won’t see it probably in a home that’s you know you know yeah 20 years old You’re not going to see it You’re not going to see it Now that being said if if you’re building a house you might want to might want to consider one a lot safer a lot more efficient and you don’t have this thing standing up you know that that 2 feet off the ground I think it’s pretty cool that even though it’s self-contained it can still sense bad fumes and shut the unit off Yeah that’s pretty cool That’s pretty amazing Now the only the only thing is if you uh if you have a hot water heater in your garage it’s 2 feet off the ground So if you if you don’t break in time and you hit you know you go forward too far you’re going to probably hit the two-foot uh uh platform Yeah Uh rather than the uh the hot water heater itself With a hot water heater on the ground you’re going to hit the hot water heater and that’s dangerous So if you do have a hot water heater that’s mounted on the ground you’re going to need a parking stop If you have a fiber also you will not be allowed a permit or a certificate of occupancy unless you have that bolster that ballard whatever to prevent a car you know car from going from going into it So it’s a safety thing Um you’re not going to get okay to move into the house until that’s in place That’s in place So no big deal but it’s there and it protects you It protects your car It protects you from running into it Um so yeah it’s pretty cool Yeah So uh just want to tell you when you’re looking at homes and there are three different types Your old traditional that’s off the ground Your more advanced Fiverr FIVR yeah that will be on the ground. That’s okay Don’t panic Don’t freak out It’s all good And then of course there’s your tankless Tankless Now we we do not have any experience with tankless personally Uh those are pretty common out there A lot of you probably do use tankless We’d be interested in hearing from you on what you think of your tankless hot water heater We’re thinking about getting one here just because somebody I know takes uh long hot baths and those baths tend to take all the hot water for a couple hours So we’ve been kind of talking about a tankless hot water heater but I know they’re a lot more expensive Yeah more expensive And uh I just I I just been interested in hearing people’s reaction to what they think want to hear the best Is the water piping hot or you know and that kind of thing Yeah Yeah So let us know Just wanted to kind of give you guys an education on the Fiverr Fiverr hot water heater Yeah Don’t panic if you’re going into a home that’s newer construction and you see that you think they did that wrong It’s not installed right It is Yes And I can guarantee you any city willnever give you a certificate ofoccupancy or pass a permit on a home that was not safe and did not allow a Fiverr unit New Orleans might I don’t know There might be some cities out there New Orleans maybe True But um if you get the inspector drunk he might give it to you I don’t know That’s But anyway most cities uh are not going to permit your home and allow you to even move in especially if you’re building the home Yeah Unless everything is checked off and confirmed with the city So if you see one on the ground don’t panic Don’t freak out Do some homework on it Uh contact Chad GPTShe’ll tell you all about it in a lovely. British accent Yes which is optional If you don’t like British accents you don’t have to have British It’s all good You can do whatever you want Yes All right my friends That is our little educational section about the Fiverr hot water heater Hope you guys are doing well and having a fabulous day And uh now you have another little tidbit to file away in that noggin All right take are Have a good day Bye bye

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Prescott by the Numbers – March 2025

Inventories grow higher leading into the summer months. What does that mean?

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Prescott by the Numbers – March 2025

Prescott sees a big price spike in March, but can it last?

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Cleaning Tile

We have a home-selling horror story for you today that you don’t want to miss! Just when you think you’ve done everything to prepare for the all-important final walk-through, this last-second cleaning goof can ruin everything! Tune in to find out how to avoid it.

Video Transcript

home yeah so this particular home had the kind of tile that looks so much like wood yeah beautiful beautiful uh floors they were done with a Polish that made them shine yes and uh some people like a glossy finish some people like a matte finish uh these folks I guess really liked a gloss finish and they were using a certain cleaning product uh to get that look to make it look like polish wood even though it was tile and even though it was ti so the important thing was when we went to go do the walkth through uh they had a cleaning service come and clean the home well . they different product they used the wrong product and guess what it stripped it it looked horrible so a very bad feeling to walk in and see yeah this was the walkth through so this is the day before closing and it it just looked like all the floors had been destroyed yeah instead of having that beautiful shine in patina it was like some parts were still glossy and some parts looked really weathered and stripped and so it’s important when you have tile floors use the proper products on the tile floors if you deviate if you use something that’s really not meant for tile number one it can destroy the tile um and number two it can be like what would happen to us um and then you have to figure out how do I do this so our folks it luckily did not destroy the color of the tile no it didn’t they they were evidently the product they had been using had wax or something in it and then when they changed products that’s what you saw on the floor they were able to strip it all off start over but what he had to do was strip it all off yeah had to strip it all off very labor intensive and then they decided we don’t ever want that shine again we don’t care it’s tile as tile as tile so be very wary when you’re starting to put products on your tile floor um it can really do some crazy damage yeah particularly if using a product that’s intended to make the floor look different in this particular case look glossier than it really is yes now if they had told the cleaning crew which product to use it been fine you know they would have been fine we would have closed of course our buyers the first time they went to clean the floors they would have been stuck with it uh but you know this is this is the story of something happening right before close you don’t want to have any surprises you don’t want to have any surpris let’s say you’re having a a dinner party yeah and you decide that you’re going to mop the floors they look really really good and you change products yep wrong that’s the wrong time to try a different product stay with the same product always check with the flooring company and say what can I use for my tile now if we get a problem call us we have found a great company recently Thompson steaming they can come in and clean all that tile for you if you run into this problem yeah um and they can make it look great great they are amazing even on engineered wood flooring yes they did a great job for for client with engineered wood yeah so there are ways to get around it um but you know just not try to avoid that problem in the first place and then you don’t have try to use the right product if you’re using some crazy product be careful when you switch to something else you got it that’s basic tip or you can be like us we just don’t really mop or do anything . we’re pretty chill use water yeah we’re pretty chill we’re like whatever do too much it looks good enough it looks good enough but uh anyway so we just wanted to share that tip with you be super careful because sometimes the damage can’t be undone and then you got a much bigger problem so we just want to share you know one of our experiences and let you know and uh anyway so if you are looking for any tips advice if you’re coming in to look at a home feel feel free to reach out to us at you can find us at pickle 411.com whether you’re a buyer seller or somewhere in between you find something there that will Amaze a stound educate inform yep aound dot dot dot dot dot a lot of things to you ditto ditto ditto yeah and of course you’ll find us there that’s right and we’ll have fun so anyway hope that you’re having a fantastic day like we are today and uh we look forward to seeing you next video take care bye bye

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Cash Discount

We all know cash is king, but in this day and age the cash discount on a home may be less than you were hoping for. Join us on this week’s episode for tips on how to manage cash discounts and use them to your benefit.

Video Transcript

good afternoon hello peeps oh yes wow right in my ear hello peeps okay very good she’s pickle lady I am I’m her sidekick we’re here in presca Arizona that’s right she’s the presc pickle Lady this is our video and so now we all know where we are here we are here we are so we are happy to come to you today and talk about cash discounts cash discounts so if you pay cash you can expect a discount yep that’s most people know that already understand cash is King cash is King people always like cash cash deal will beat a similar deal that (00:37) doesn’t have cash that’s right uh so because of that sometimes you can get the house for a bit less uh you can certainly get it less uh than if you had to take a loan uh if you’re putting a lot down that’s kind of cash equivalent sort of the same thing uh but if you have a loan sort of minimum down well there’s a risk that the financing is not going to go through the will lose time on Market you know all that kind of stuff and you know the cash allows you to go faster you know so sellers like cash and because of that they might be (01:13) willing to lower uh but not as much as you might think that’s right you know people come through waving their cash you know sometimes literally no that’s not true open up a briefcase full of $750,000 I don’t think so but uh they do they do sort of wave their cash around and expect big discounts 50,000 100,000 it’s not going to happen that’s not going to happen not in this market not in prescot’s Market I should say let’s clarify other states that may be happening but in preset our values are pretty holding yeah pretty holding (01:49) pretty St stable most buyers who come through presc are pretty well qualified absolutely so I mean look at it from the point of view of the seller I like this cash offer because there’s no question there’s going to be they’re going to qualify the it’ll go faster because there’s no underwriting or any of that so it’ll be a quick appraisal no appraisal so I don’t have to risk whether the it’s going to appraise or not so there’s a lowering of risk there is a speed up of the process and there’s sort of security uh you know if you save a month (02:27) on Market the equivalent would be you know let’s say $4 $5,000 maybe if you’re talking about uh you know a million and a half home uh you know somebody might rent that for $4,000 $5,000 a month so if you push it up a a month you can think well there’s probably value for or $5,000 not $100,000 no not1 so you know typically what we find we just had a cash deal out in Prescot Valley I believe the home was listed for 650 cash deal so they came in at 6 40 they grabbed it and ran with it they’re not going to say oh I’ll get it for 625 or (03:05) 600 it’s just not going to happen now if the if the seller has had a sale fall through or maybe a couple of sales fall through instead of 10 you might be looking at 20 maybe if the wind’s blowing right to 30 maybe not very often you’re starting to push it even at home at a million dollars you’re starting to push the value of the cash offer that’s right so just we like to when people come in town we like to kind of set your expectations so if you’re coming in with a cash deal even though your state California Texas any of the other states (03:40) around oh well we’re coming in you know we get 30% it’s really not happening here I mean in other areas like Texas might be a good example where they have a lot of buyers who will not qualify you know the deal will fall out uh if it’s um you know if if they’re not qualified and there’s a good chance they won’t be qualified preset doesn’t have that most of the buyers are pretty firm right so yeah in a market where it’s very common for buyers to come in and not qualify cash looks really really good but it’s not as valuable here because we don’t (04:16) have that situation we have very qualified in fact overqualified buyers so um anyway so we we like to kind of share this with people to kind of set your expectation uh when you’re coming in especially if you’re getting ready to make an offer we will guide you in the best way possible uh we will not make you overpay but we just have to let you know you’re not going to come in here and and get you know 40% 30% off it’s just not it’s just not going to happen I’m sorry I wish I could but uh you you’ll have a rejected offer is what will (04:47) happen and we don’t want that to happen hopefully a counter yeah so or definitely a counter for sure so keep that in mind when you’re coming to this Market just see kind of know how we operate here and uh it’s important to know what you’re stepping into and what you can expect during the process y absolutely so we hope this is a a helpful little tip yep if you want more tips place to go pickle 411. (05:12) com that’s our free information site whether you’re a buyer seller somewhere in between there’ll be something there waiting for you that will Amaze Astound entertain and inform hopefully all for nothing all for nothing all for nothing all for nothing so we hope to hear from you soon and uh please enjoy a beautiful day bye bye

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Prescott by the Numbers – February 2025

Prescott is back on top again… sort of.

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Screwed Again

If you want to avoid losing time on the market with a home that won’t sell due to the price not reflecting the market, then tune into this week’s episode! We have ways to help everyone avoid getting screwed (by the market)!

Video Transcript

hello hello hello hello peeps we’re so excited to be here today absolutely coming to you from our wonderful quaint little town Prescot Arizona she’s presc pickle lady that’s me I’m her sidekick s girkin that’s right this is Diane and Randall bro uh so we wanted to talk to you about it’s kind of a kind of a disappointing thing that happens occasionally yeah it’s happened two or three times now it is a shall we say pattern or dynamic between listing agents and their clients the sellers we’ve seen this this same pattern of of (00:42) uh Behavior or whatever before and we just want to call it out make people consciously aware of it because I think a lot of people do this to their listing agents without really thinking it through and they don’t think things through so the the most important thing is if you’ve only been in the market with an agent for maybe two months and uh you haven’t quite gotten your offer and we talk about price well maybe we need to readjust price maybe what is your bottom line and if you stick firm to that bottom line um it makes it very (01:11) difficult particularly if you get a good cash offer to meet those requirements and make it happen so what happens is you get frustrated we get frustrated and then all of a sudden well we’re just going to move it on to somebody else we’re going to list with somebody else because we’ll we’ll get it you know we’ll make it happen so the unfortunate thing about that is you lose time on Market because then the new agent has to come in has to retake all of the pictures has to start the whole process all over again so you’re going to lose (01:40) about a month of Market time all because in essence you don’t want to admit that you were wrong about the price so this latest time we had a couple they wanted to sell their home for 1.1 million that was kind of their Break Even uh honestly the market would not support that we told them that we said you probably should yeah you probably should be selling more like a million maybe a million 50 but we are willing to do what you want at least temporarily and here’s part of the con you know the seller will say we’re in no (02:15) hurry yes uh we have plenty of money we’re willing to stick it out to get top dollar yep and then okay I you know I’ve met very few sellers who’ve told me otherwise we’re we’re ready there is no such thing as a patient seller you get into the situation and it’s annoying and you want it to be over as a very stressful time when you’re listen and I think everyone thinks my house is fantastic and it’s going to sell within a day it’s not covid times anymore folks yeah um there aren’t the biddy Moors anymore it and we don’t we don’t want to (02:50) be right no okay we would love to be able to wave our hands and change the situation for you we’re just telling you it is we have no vested interest in it being the way it is it’s just the way it is yeah and sometimes we had videos on this before sometimes you can find stupid money in the short term and we’re perfectly willing to try that for a few weeks and see if we can do that for you uh but you know in this particular case uh we actually got an offer around a million which is where we thought it a little bit over sellers refused to (03:27) accept it uh waited all of like three weeks uh this was like during the Christmas season where there are no showings anyway and call to tell us that well you’ve been fired we found another agent that we think can help us and then we found out well we’re going to list with her for million doll actually yes so had they accepted the first offer we were trying valiantly to they said millionar was there bottom line period end of sentence bottom line okay fine we made this deal happen for a million that offer decided it’s still a little too (04:04) much uh we want to walk too many upgrades for this house we’re walking okay well now they did not like the answer so they went on with this other agent who listed below a million yeah and they lost a month on the market and lost good quality times now here’s the thing all basically because they didn’t want to admit oh I was wrong well any but if they had just said look let’s just go a little under a million we would have been done in at by Thanksgiving oh yeah it would have been closed it would have been finished it (04:38) would have been um but they were determined to make that million doll Mark now they’re listed below a million so they’ll never get it they’ll never get it after commissions and after everything else they’re really going to be clearing you know scraping so the thing is trust your agents hang in there with your agents well first of all know you can trust absolutely and then trust them yes yeah so we’re happy if you want to try for a top dollar fine let’s try it let’s try it we’ll try it for a couple of weeks if we’re not getting there (05:11) we’ll lower the price where we thought it should have been you know in the first place we’re always willing to give you some leeway give you some opportunity but after a while we you know we need to just kind of reflect the market and move where we need to go and then close so if these you know people had just hung in there and said you know what it’s okay let’s just close it under a million will be done they would have been done months ago now it’s still on the market still on the market still hasn’t sold yeah as I said before we (05:42) have no particular vested interest at any particular price point yeah you know most people believe that real estate agents just want to price the things so low that it’s easy to sell so they can move on to the next sale maybe that’s true of some agents out there H it’s certainly not true of us it is not unusual at all for us to tell the seller your price expectations are too low we had a really good really good friend they they wanted to list the prices so how much you want to list it for and he says I don’t know 800 and we’re like 800 (06:13) he said yeah what’s wrong I said no we’re going to sell you a house for like a million dollars it’s based on the market you know it’s it’s is what it is and we want to tell you what it is we we don’t have any vested interest way we are truly looking out for your best interest trying to get you the most money in your pocket and we’ll try it your way if it doesn’t happen please listen to what we’re trying to suggest and adjust accordingly because nobody wants to be on the market this six months yeah this is like the second or (06:44) third time third time at least I can think of at least two other where so listen Toom and D instead of just lowering the price with us they fire us and go to another agent and then they price it where we told them they it’s like it’s nonsensical why did you do that you know it’s not logical it’s not logical and it’s very bad business for you you know um so we want to help you get a good price get a fair price get it sold get it done quickly and again this other home had just said we’ll go a little bit under a million they would (07:16) have been done by Thanksgiving yeah so now here we are in February and it’s still and we are not the kind of people that tell you I told you so told you so although you might think this video is yeah not it’s not I’m just saying this there is this Dynamic and you should just I’m calling it out because I think everyone who’s done this to us has done it without really thinking it through right you know it’s an irrational response and they’re doing it irrationally and not really thinking it and we totally get the stress you’re under the time (07:51) constraints it’s just not a pleasant process to sell your home it really isn’t um another thing you should also know the higher the price point these homes this is not a California Market where these homes will be snatched up in a day or two yeah we take the higher the price you know might take three or four months to get a really decent offer yeah so you have to be patient and buy your time and then we’ll get a good quality buyer ready to close and it’ll be a nice seamless transaction so take a deep breath trust in your agents don’t lose (08:27) time on the market by shopping around and now I’ll try this one oh wait now I’ll try this one no now I’ll try this one it’s really you’re going to be shooting yourself in the foot in the long run so that’s our little tips to you little tips of the day to our fellow uh listings to be that’s right and if you’re thinking about listing your home um just try to be calm cool and collected and uh let us guide you in the best way we can and get you to the Finish Line Okay so that’s our tip of the day this is Diane and Randall bro (09:02) coming to you from beautiful Prescot Arizona you can reach us at pickle 411.com that is our free information site whether you’re a buyer seller somewhere in between there’ll be something there waiting for you that will Amaze Astound entertain and inform and it’s all free it’s all free it’s all free okay friends take care and have a wonderful day bye bye

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Prescott by the Numbers – January 2025

Looks like Prescott is back on the roller coaster. Lots of shucking and jiving!

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Going Stale

We all want to sell our homes for the highest possible price, right? Sometimes, though, reality gets in the way. In this week’s episode you’ll get our pricing strategy advice to help you prevent your home from going stale in the market…and a few laughs!

Video Transcript

hello hello hello hello peeps this is Rand and diam bro we are your friendly happy realtor couple that we work together as a team and we are happy to share uh everything there is about real estate as well as life here in presca she is the presca pickle lady we the pickle lady team that’s us that’s right that’s right today we’re going to talk about why homes go stale oh there’s so many reasons yeah and I know every one loves their home and everyone thinks their home is the best of the best you need to look at it in different eyes as (00:37) to what a buyer we’ll see okay and so a lot of homes go stale because um maybe uh some clients don’t want to listen to the expertise of the agents and we try to price it accordingly but there I think I can get more well ultimately it is your decision it is your home but if we price it too high and and you kind of go against what we advising you you risk a a lot of you know going stale pretty quick yes and so people will come in and look at the house and they’ll say I love it but gosh it’s so high yes and agents (01:13) or or they’ll say it needs to be repainted it needs to be this it needs to be that or maybe we’ll Circle back in a month and see if it’s still available yes and usually by that time they found another house and they moved on right uh yeah that they think about this think if you could be told the the price that your home is going to sell for Price your home there the best time to sell is as fast as possible because your home is new everyone’s excited about the new home on the Block it’s just people are buzzing about it people have been (01:48) waiting there’s a lot of excitement and there’s also the feeling that other people might take it yes you know it’s new it’s exciting to create a pressure like creates that pressure this house is amazing the longer you are on the market the harder it is to tell that story and to get people re excited yes especially I’m a big buyer agent as a buyer’s agent there’s a couple of houses I think are fine but after showing them to six or seven different clients and nobody nibbles I kind of have to move on because I can’t you tried it a few times (02:26) yeah and and that’s what Buyer Agents will do here’s the thing presc it you are absolutely dependent on Buyer Agents because most of the buyers in this town do not come from preset no they need a buyer agent to bring them in and show them around the vast majority are coming from out of town that’s right so if the Buyer Agents get it’s not like somebody somebody new shows up and it’s new to them right that’s not the way it works it’s got to be new to the buyer agent and after about a month buyer agents will get bored with your listing they (03:03) say I can’t waste my time because time I have another home that I know they will connect with yes so if I have a home and there’s several that I’ve shown a lot of real estate agents have add that I think are great and I’m like oh God but every time I show it I get nothing yeah and it’s h kind of a waste of you know 30 minutes of viewing so after a while I kind of have to move on and give up because I have to connect them to a home that they will uh be in interested in yeah and so it’s just kind of sad um so (03:34) always try to price accordingly don’t go too high don’t go too low even if you go low we’re not in bidding wars anymore um you could leave some money stand firm at a fair price yeah we recently uh we we had a a listing uh appointment with a lady in in our neighborhood and uh we P we we estimated the value of the home yep we thought the home was in the low eights like maybe 8:15 we were probably going to list it for maybe 820 825 something like that well she insisted that the home was worth 950 she knew better she knew better she (04:14) did not uh it took yeah that’s we we did another another recent windown was about value in home people think they know how to do it so she was insisting oh it’s 950 and there’s just no way it was worth 950 it wasn’t it was very small square footage it had nice views but it was also a little bit dated everything was yellow the appliances were dated it wasn’t going to Comm in 9 no you know M I don’t even think if it were all done with bells and whistles yeah it was in the eights type home and it wasn’t wasn’t very big either so we told her (04:49) that we said look if that’s where you want to price it we are we will do that for you but you need to be willing to reduce the price quickly before it goes stale you know we can check and see if we can get that for you but if we don’t get any bites you’re going to want to reduce that pretty well she didn’t want to hear that because she knew better she went with a different agent the house sat on the market how long did it take for that house to sell seven or eight months seven or eight months if I think more than that and it’s sold for like (05:19) 790 790 yeah so uh a lot of price reductions price reduction price reduction then you just can’t get the interest of the Buyer Agents anymore and at that point get people like investors yes you know Bottom Feeders they really want to low ball you and they know that you’ve been sitting there a long time and they just low ball you and and that is how that is the definition of a homegoing sale that’s how it happens so always just try to keep an open mind and respect the professional’s opinion we know yeah we do this hundreds of homes a (05:52) year yeah we know you know just because you looked on Zillow doesn’t mean you have the price that’s not yeah that’s not science ien ific at all believe me yeah so uh we don’t want to see your home go stale right so try to listen to Our advice if we tell you to landscape if we tell you to paint if we tell you I think you’re going in a little high try to pause take a breath um make this a business decision not an emotional decision and then you know we can wrap it up for you faster it’s not just about what your home is worth it’s what it’s (06:29) compe in with yes in the market you have to compare it to other homes and what they’re offering and what those prices are right if you you could take any home in preset and move it to someplace else and get more money for it but you got to sell it here it cost a lot of money to move a house yeah so anyway that’s just some tips from us to help you and uh decide when you’re getting ready to list how to uh price it accordingly so we can wrap it up for you so you can move on to your next chapter and not have to worry (07:02) about all this so uh try to listen to what we have to offer and um take it with a grain of salt and just say hey you know what I’m going to sleep on this you’re right let’s do it and then we can get that house sold for you that’s right for the best possible price get the most money we possibly can in your pocket ABS absolutely all right my friends thanks for listening and we hope you’re having a great afternoon bye

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Window Film

Tired of seeing your next door neighbor’s bathroom through your window? We have the solution for you in this week’s episode. We give you tips for maintaining your privacy while keeping that natural light shining through your window.

Video Transcript

hello hello hello hello peeps good morning to you this is r and Dian bro coming to you from presca Arizona she’s presca picol I am and we are some friendly helpful realtor team here in town that are happy to help you and pass on all kinds of advice and words of wisdom that’s right so the wisdom today is about window film window film now this is something we just did um our home is pretty close to another home and when I stand at the kitchen sink I’m so tired of looking at my neighbor’s roof and the side of his house it’s just not (00:43) a great view um same thing in the dining area so we’ve talked about it we’ve talked about it what can we do I’ve hung huge pieces of window um stain glass and that’s fine but it’s still not quite blocking that boring view so then we thought well let’s just replace the windows and then I got the price because I thought I’ll replace the windows with privacy glass and then I was like no that’s a lot of money so then how much was that that was like $2,000 to replace two windows yeah so then somebody said why don’t you get window film now I’m (01:20) not a fan of tinting windows some people are it’s not for me because it makes the house too dark in my opinion um yes it does protect your carpeting your rugs your furniture from getting Su damage but I don’t care about that I just don’t like my house to be dark I like bright sunshine in there well these two windows in particular don’t have direct sun shine right through either so so but the other solution is besides tinting is to do window film window film and film this film comes in all kinds of styles and (01:51) and um just design frosting oh yeah I mean rain glass and it it provides great great privacy but still allows a lot of sunshine to come through um but then it also blocks any gross views so I don’t see the roof anymore I just see kind of the cool pattern on my window I think I did rain I think I did rain and um it’s just enough it’s real popular and it was much cheaper I think it was $500 to do two giant Windows window so 1/4 the price and really you can’t tell you cannot tell at all can’t tell if it’s glass or it’s film but it’s really nice (02:33) so when people come in they don’t say oh my God your neighbor’s right there I see his roof it’s nice so um we just wanted to pass this tip on because I think it’s very helpful if you’re kind of close to other neighbors and you want some privacy but still want sunshine and uh investigate window film window film there’s all kinds of companies out there they don’t just do cars they’ll come and do your home yes and uh so instead of replacing glass or replacing windows which is way more expensive you can just get the film yeah and if you decide you (03:05) know later on you don’t like the rain glass anymore that’s right and you want to do frost or whatever you can remove the film and have new film put up there you go yeah so we love it and we were so excited and we just had it done and we can’t say enough good things about it that’s right so that we share with you yeah if you’re looking for some privacy don’t want to see your neighbors but don’t want to cover up your windows that’s the thing to do investigate window fil window film all kinds of designs that you can put up y (03:34) absolutely so highly recommend it it’s a very uh inexpensive way uh so really gives it a very upscale upscale feeling so if I ever go to sell my home in somebody comes in there chances are they will not notice that roof line right away yes um they’ll just say it’s good at blocking and if you look at the if you look at how much you have to invest versus the perceived value of a buyer one of the best investments you can make absolutely cheers to that there you go so we’re enjoying our window film our window film that is our tip of the day (04:09) if you like tips you go to pickle 411.com that’s our free information site whether you’re a buyer seller somewhere in between there’ll be something there waiting for you that will Amaze Astound educate and inform entertain and inform entertain there you go all those things Dem kicking lots and lots of good things can’t remember my four words there you go and it’s it’s only $20 no it’s not it’s free it’s free it’s from our heart to yours our heart to yours happy to share happy to share okay bye have a good day”

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Estimating Home Values

Ever see a neighbor’s house selling for a great price and wonder if you could get a similar amount? Join us this week to find out what factors have the biggest impact on your home’s value, and enable you to get top dollar.

Video Transcript

hello hello hello H peeps this is Diane and Randle bro your friendly realtor team H with the pick lady team she’s presca pick lady that’s right I’m here in Prescot Arizona coming to you live and today we’re going to talk about estimating value estimating value of the home yep estimating the value of a home is one of those things that everyone thinks they know how to do right it seems really simple and they just jump into it it’s a lot more complicated get it than you would think mhm you can’t just go by oh well my neighbor sold their house for a million (00:35) so I’m going to get a million not necessarily so necessarily uh depending on is your neighbor on your side of the street does your neighbor have the same view you have yes does your neighbor have a house that’s been recently updated it does your neighbor have a nice flat yard there’s a lot of you can’t compare two houses next door to each other it might be apples to oranges so it’s very important when you comper property to do apples to apples that’s right M and one of the big things people forget square footage yes huge oh yeah that that one sold for a million and a (01:11) half yeah it’s twice the size of your house yes so you your house is 2,000 square feet you can’t command a million and a half when the other one was 4,000 square feet now some of the automated estimating tools like Zillow there there are a whole bunch of them there’s one that we use that is um uh only only Realtors are allowed to use it um they can do a pretty good job of at least giving you a range make sure you’re in the right ballpark uh but particularly in Prescot it is really hard to comp houses that you could have one house and right next door it is a house that’s (01:49) got a much better view because it’s a little higher uh it it’s you really have to know the neighborhoods you really have to know the homes you really have to be very clever about picking comps M and you certainly have to adjust for the square footage you have to adjust for how how recently the home has been uh remodeled or updated um there’s there’s a lot to it and uh just understand that um and understand that real estate agents do this all the time it’s it’s it’s really a science it’s not as easy as it appears even the automated system gives you just a (02:30) R they’ll give you a range the good ones will give you a range if it doesn’t give you a range it’s not a good system that’s right so you know the standard realtor gives you a range uh we take the range but then we hone it in yes so you need to have a really good Agent who’s very familiar with all of the neighborhoods and the areas and who can even project out like they may use a comp that’s five years old but you need an agent who can take that comp and price it out as to what it would go in today’s today’s terms and so as a lay person this can get a little overwhelming (03:07) and confusing and uh some people will use uh a a a a comp from a totally different neighborhood or different subdivision or even we had we had a professional appraiser come up from Phoenix yes this is the bane of our existence right true so particularly during covid it was hard to get estimates done or appraisals done and uh so they would call a appraisers from Phoenix and these guys do not know these neighborhoods they do not know these subdivisions so he used comps from a subdivision which is really an entry level subdivision to price luxury homes that were (03:47) in the subdivision next to it and he was off by $200,000 $100,000 I’m like yeah I mean no sir in his defense it was within a quarter mile yes but you have to know the neighborhoods it’s not just math it’s not just arithmetic it’s it’s science yeah it is it’s not just oh the price per square and you multiply it’s it’s more more to it than that there’s a lot more to it you have to look at views uh some homes on one side of the street have no views the homes across the street may have amazing views guess what the ones across the street are going to have a higher price yes if (04:22) you’re on the other side and you’re like well they got a million and a half why can’t I because you don’t have a million dollar view so so you can’t use that as an accurate comp yes and it could also be that house has been completely redone from just from the studs all the way up to the roof yeah and the H your house has is severely dated and needs to be you know uh updated and stuff yeah you can’t compare those two it’s not a good comp so you really need to make sure you get a good professional who understands the neighborhoods the homes the prices of the homes and and and (05:00) can adjust accordingly not just based on one of those easy programs that gives you a range and a lot of times people lie with Statistics I think there are books how to lie with Statistics so sellers will pick you know comps that show really high price per square foot well like a home that’s small you know like let’s say 1,600 square fet that home is going to be very high per square foot the more the higher the square foot footage the less it’s going to be per square foot and it’s just because you’re amortizing the the lot over the size of the home uh so smaller homes (05:40) will always have higher price per square foot so you have to adjust for that so all of that it’s a science my friend and people PE sellers will will pick comps to make their homes uh seem worth more than they are agent some agents will do that uh buyers will do the same thing making the house seem really really cheap when we estimate the value of a home we do it unbiased we do it as unbiased as we can be these this is what the numbers are saying with our sellers we’ll say if you want more than that there are things we can do to try to get more than it’s worth but the comps (06:18) are telling me this you know numbers don’t lie friends and we’ve had we’ve had sellers we had a a very good friend of ours we sold their house and uh we asked him how much do you do you think your home is worth He said I’d be happy to get $850,000 we said we’re going to sell you home for a million because it’s worth more it’s worth so after we did the comp so don’t don’t try to do this on on your own yeah we don’t try to get sellers to to lower their price uh by using statistics against them (06:49) and we don’t we don’t try to get buyers to pay more than it’s worth by using statistics we we try to price it we do it unbiased unbiased right where it should be we don’t overprice we don’t price sell it fair and chances are it’ll conclude fairly quickly for you so anyway keep that in mind uh for some of you who were thinking um I think I’ll just do this myself or I’ll figure this out there’s a lot to this a lot more than you would ever imagine and the stakes are high yes you know the the medium price uh of a home in the city of Prescot at this point is $650,000 you know you (07:27) want that priced well you want it pric right this is very important uh this is a big part of your assets and so you want to make sure you don’t undersell and you want to make sure you don’t overprice it and it gets stale and you just lose time on Market yeah so it’s very important uh to have a professional help you and guide you every step of the way and give you the right price yeah so that is it for estimating value uh if you would like us to come and estimate your value glad to do it for you feel free to give us a call have any number of things on our website you can (08:01) request it or just give us a call yes happy to help you yeah absolutely take care bye bye”

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Prescott by the Numbers – December 2024

Some big surges in pricing… and don’t get me started about volume!

Click Here –> Free Access to the Pickle Page

To get the Full Home Value Report,
the Latest Home Comps, and
Top 100 Subdivision Snapshots,
Click Here –> Get Latest Pickle Reports

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Deck Disasters

It may be the season to deck the halls, but maybe not if it’s a do-it-yourself job. As the horror stories we share in this episode show, putting up a deck can be a lot harder than it seems – and even downright dangerous. Come join the fun!

Video Transcript

hello hello hello hello peeps Happy fall and holiday season yeah getting into December now this is Diana Randle bro coming to you live from our beautiful festive town of presc Arizona Arizona she’s the presca pickle lady that’s right so we are decorated if you haven’t heard Prescot is called Arizona’s Christmas city and that’s for a good reason it’s beautiful you should definitely make a trip during the holiday season yeah absolutely Christmas through January and come see all the lights and all that good stuff and this (00:38) this is tying in believe it or not to our topic of today which is do-it-yourself decks do it-yourself decks so I would never try to build a deck I’m not a handy person if I put together a deck it would kill people mhm but there are people out there who think they know how to put a deck together Ian you look at a deck it doesn’t look very complicated you know so people think well I can build a deck I can build a deck you might want to think Twi you really can’t we love our deck yeah we love our deck We Love Our Deck and as I (01:14) was saying we’re talking about the Christmas lights we just decorated all of our Deck with Christmas lights decks are wonderful decks are a great thing if a professionally Contra a professional contractor does the work that’s exactly right so a couple things you need to know first there a lot of regulations associated with decks like the space between the little what do you call them little posts or whatever that’s right yeah they can’t be too big can’t be too small uh but the big thing is in the horror story we heard from Matt our (01:46) inspector shout out to Matt shout out to Matt best inspector ever best inspector ever he was inspecting a home that had a homemade deck and it was on a manufactured home oh and the guy who built deck attached it to the wall of the manufactured home oh decks weigh a lot they weigh a lot where is this going not good I destroyed the house yeah I completely undermined all of the uh what are the the boards or whatever the the uh railings the oh the I can’t think of the something with an R that’s how much we know about building we don’t know (02:25) about building not good to attach a deck onto a manufa Jo and all that were uh kind of pulled the wall off well it it it undermined the so the the support structure under the house was undermined and twisted and the joists were falling out oh uh so not only did Matt not approve the house but he said uh you can’t enter this house until this is fixed because it is dangerous it could collapse at any minute and all the guy did was build a deck and attach it to his house decks are heavy you have to be very careful are heavy you got to be (02:59) really really care careful so especially a two story if you’re up on the second level doing a deck I mean then there’s even more you know the the beams underneath have to be a certain width and dimension and with part don’t second don’t guess that on your own believe me you have to have a professional it looks easy it’s it’s a lot it’s a lot of weight and when you’re dealing with that much wood uh you could kill yourself easily people will put uh stucco around like the you know make it look nice or whatever oh yeah and water Gets behind (03:32) it destroys the wood and suddenly the deck collapses if it’s connected to your house your house collapses yeah you you you need to know you really need to know what you’re doing you need to have a licensed general contractor um who knows what he’s doing understands a debt contractor contract and they’re out there you just they’re out there and they’re not that much money and uh if you build it yourself and then you it comes time to sell your home uh there’s a really good chance the inspector is g to find something wrong with it very (04:05) expensive to fix and it can undermine other aspects of your home yes so don’t fool around with it uh you get what you pay for so if you do it yourself and you’re trying to cheap out and and make it as as reasonable as possible chances are you’re either going to kill yourself or a guest that’s exactly or your house so uh just let the professionals handle it ex it’ll be perfect and you’ll have a great time and many years of enjoyment that’s right decks are a great great addition to a home yes they are they add (04:35) a lot of value a lot they add a lot of value you will get your money back out of your deck so we’re all about decks we’re all about decks the bigger the deck the better yeah you want a Big Deck that’s what they say nobody wants a small deck that’s what I’ve heard yeah so but don’t build your deck yourself yes I could make so many good jokes right now but but yeah so decks definitely add value so it is worth the investment you will get it back on resale provided it’s done correctly and professionally um and also I wouldn’t (05:12) even do wood on the deck I would do um what’s the concrete no the flooring not the flooring oh oh not wood you want uh tracks tracks yeah there you go I knew he would get it TRS yeah you absolutely need TRS for sure so just spend a little bit of extra money you’ll get it back on resale and you’ll have many many years of enjoyment We Love Our Deck abolutely we have a great time sitting back there and absolutely talking to people and having a good time so all for decks just make sure it’s done correctly that’s it (05:46) and by a licensed contractor that’s our tip of the day if you like tips we got lots of free tips for you the place to go is pickle 411.com that is our free information site whether you’re a buyer or seller or somewhere in between they’ll be be something there waiting for you that will amaz astound and provoke into happiness and action and I don’t provoke yeah so yeah this is Randall and Dian bro here in Prescot happy to share our deck tips and info Deck the Halls baby Deck the Halls ho ho ho so hope you’re thinking about a deck and uh call us if (06:23) you have any questions about that or if you’d like us to find you a house with a great deck oh absolutely we’re here M happy to help you all right so just give a call to the friendly pickle lady that’s me and the fellow pickle pickle cohort cohort Co cohort cockle cockle right here happy to help you and uh anyway thank you for listening and we hope you have a beautiful rest of your day bye bye

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Prescott by the Numbers – November 2024

Some dramatic changes in Prescott real estate to report… or are there?

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the Latest Home Comps, and
Top 100 Subdivision Snapshots,
Click Here –> Get Latest Pickle Reports

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More Than It’s Worth

Picture this – you want to sell your home and you want to sell it for a high price (why not? Let’s live a little). In this week’s episode, we give you the two possibilities when you list for the higher price. One takes luck and the other…may take a little work, but has a HIGH success rate. Either way these are hot tips you won’t want to miss!

Video Transcript

hello hello hello peeps this is Randol and diam brro here your local she’s Diane she’s also the lady I am the pickle presc Arizona that’s right uh we are your local Friendly full service amazing customer service husband and wife real estate team that’s us that’s us also of other people too yeah I’m not married to any of them that’s right yeah so we wanted to talk to you about how to get more than uh how to get more than your home is worth there you go sellers tend to want to do that so why not we (00:39) all do right we all want the best we can get yeah I you know every now and then we come across a seller who thinks their home is worth less than than it really is right uh and I always love that they say no we’re going to sell your home actually it’s worth more than that yeah it’s worth much more than that you know I you always love to have those conversations but they’re relatively rare tend to think their children all brilliant and attractive and most aren’t you know same thing with uh with homes (01:08) that’s har yeah it’s just the way life is so uh so usually we try to uh we try to talk sellers we think that the best place to price your home is exactly where it’s worth so we will do the comps and everything we have to do a windown on how I do comps at some point that’s right we don’t like to underprice and especially don’t like to overprice guys Co is over yeah CO’s over you’re not going to get that money that you got in covid times yeah let go of that dream yeah uh but some people just (01:43) they just refuse either they have to get more money or you know it’s just a blow to their egos or something they have to get more money so we thought we might talk about what are the options available if you want to get more money from your home then it’s really worth yep and the easiest one to understand is what we call stupid money so stupid money is people who have buyers who have more money than cents typically they’ve just sold something in another state uh typically much more than what they’re buying here they’re (02:23) downsizing to go into retirement so they are flush with cash they’re used to negotiate prices of homes that are 2 million 3 million and then they’re coming here and now they’re looking at homes that are like 800 a million um so they’re used to talking about numbers that are really really high if your home is $100,000 priced $100,000 more than it’s really worth you get one of these guys to come in and their agent for whatever reason is out to lunch yeah it might just happen you might get lucky it (02:59) might get get somebody who comes in and says you know what you’re telling me it’s really worth $875 but I love it and it’s only 950 which to me is a bargain coming from where I’m coming from I’m not going to equival over $100,000 so it’s it’s yeah so occasionally you get lucky with a buyer flush with funds and they’re happy and they don’t mind and they feel like they’re still getting a deal yeah so you might get what we call stupid money they’ll come in and be like (03:26) I don’t care love it it feels good feels right and I could never get this where I lived before so yeah so it works out for everybody so if you’re GNA do the stupid money thing you need to be quick about it because if you overprice your home and it sits on the market a long time it’s going to get stale uh this Market relies heavily on Buyer Agents because most buyers aren’t here and when agents get tired of thinking about your home they won’t think about your home anymore yep not going to recommend it to clients it’s (04:02) hard to get your home back on their map right so you might want to try the stupid money thing for a couple of weeks not too long maybe a month and then if it doesn’t work then you can say major discount you know we’ve discounted $100,000 and then that will get agents interested again in your home uh we’ll be glad if if you’re listing your home with us we’d be glad to use that tactic with you to try to get you that um it is rare that but it does happen from time to time we’ve seen a it does it’s a nice (04:37) little surprise yeah so that’s and it works out for both parties everybody’s happy that’s the easy the easy one is stupid money the other one is not so easy and that’s really spending a lot of time and effort and some money to Stage the home beautifully staged homes always sell even when the market is really really bet they sell and they sell for good prices uh the money that you spend in staging you’re going to get back several fold uh the idea there is to create an emotional bond with the buyer (05:15) for your home and you’re not going to get that unless you stage it very very well uh staging will pay for itself in that regard again if you’re interested in doing something like that we can work with you to do that a lot you know obviously a lot more involved than just the stupid money thing those are the two ways that we know of that’s it I don’t know of another way to make that happen yeah I mean we can we we advertise heavily everywhere too but yeah that’s pretty much it so when you’re pricing if (05:48) you want to go over keep these two things in mind if you really want top dollar you might have to yeah you know uh hope for stupid money and or pay some money to have it staged so now that that message was really aimed at our sellers uh now if you are a buyer chances are you’re selling someplace else you can use these tactics wherever your home is now that and that’s fine if you’re our buyer coming in here to presc it rest assured you will not be stupid money we will tell you what it’s worth we run (06:20) numbers on’ll that we sell we make sure that it’s been Priced Right so Absolut you can rely on us to make sure that you will not be a victim because if you are and you move into your home your neighbors will laugh at you stop they will they will laugh at you they could they you know neighbors love to come over and say I think you paid too much for that house hey you paid too much for that house are you aware you paid too much for that house which I think is appallingly rude but you know uh hey this is society we (06:55) live in nowadays people love to tell you what they think you don’t want to be that guy do not so anyway just wanted to let you know keep that in mind if you want a price High you know these are two things you know that you have to kind of hope for or be aware of so anyway hope that this helps and we hope that you’re having a great day today and we hope to hear from you soon fall is a beautiful time to come visit and tour the weather is outstanding here so we hope to hear from you soon absolutely and uh check us out at (07:29) pickle 41 1 one.com whether you’re a buyer seller somewhere in between there’ll be something there for you that will amaze us down educate and confused I I’m not sure hopefully not confused I got to come up with another we try to be pretty clear about everything but I I you know I bought myself a thesaurus in you did yeah but it’s terrible and it’s also terrible I get very old joke very old joke that’s funny all right fre all free so go and check it out pickle 411. (07:58) com I hope to see you soon and uh let’s get together let’s go on a tour take care bye bye

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Insure Your Trust

Looking for ways to feel more secure with your trust? In this week’s quick tip episode we give you the top way to protect you and your assets. Did we mention it’s FREE?

Video Transcript

hello everyone hello peeps Welcome to our quick little next series that we want to chat with you about and Qui tip a quickie tip a quickie tip so we just did a video on insurance this has something to do with insurance but it’s a little different and I didn’t want it to get buried in uh because it’s very important a lot of our clients take possession of their homes as as a trust you know they have a trust set up and they put the property in the trust that’s a good idea uh talk to your estate planner or financial planner uh probably a good idea for most people (00:43) I would say at least half of the people that we’re dealing with will have a trust if you do that make sure your trust the name of the trust is in the insurance policy that you get it’s a beneficiary of the insurance policy of your homeowners yeah homeowners all that stuff yeah you did not know this you want to ensure your trust also for liability too uh the way it works legally a trust is kind of like a corporation it’s like a a it’s a legal entity almost like a person obviously it’s (01:21) not a person uh but imagine that a person owns your property and you took out an insurance policy uh that person would have to be on the policy to be insured your trust is the same way it’s free to put the name of your trust on your policy so when you’re dealing with buying insurance for your home liability insurance on your home make sure you talk to your uh insurance agent about your trust and putting the name on the trust good agents will ask you you might not have a good Agent or they might just forget if you end up with a claim and you’re not able to collect because of (02:02) an issue with uh something that you could have had done for free not so good so that’s our our quick tip of the day I did not know this it’s good to know yeah good to know good to know so ensure your trust folks with your homeowners yes all right it’s easy peasy yeah that’s our tip of the day tip of the day if you like tips the place to go is pickle 411. (02:25) com that’s our free information site where you will find something of interest to you whether you’re a buyer seller somewhere in between it will Amaze astound and uh Etc exasperate you uh to no end all absolutely free uh we do take tips no we don’t take tips uh but we give tips so if you’re into tips pickle 411c is the place to go place to go all right my friends have a great rest of your day take care bye bye

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Prescott by the Numbers – October 2024

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State of Insurance

Flooding, fires, and earthquakes, oh my! With so many natural disasters happening, it’s overwhelming to figure out which home insurance you may need. Luckily we’re here to help! In this week’s episode, find out what you’ll need to protect your Prescott home.

Video Transcript

hello hello hello beep good afternoon this is Diane and Randall bro geez pickle lady we’re in Prescot Arizona I am we are your friendly husband and wife realtor team today we’re being friendly yeah we’re being we’re friendly most of the time we we’re pretty friendly to each other from time to time we’re antagonistic but usually we’re quite friendly today we’re going to talk about insurance so this was By Request yes we get a fair number ofest for different subjects so a lot of people (00:32) are talking about insurance right now because it has become a major factor in homeownership absolutely especially we have family in New Orleans I know this affects a lot of people in California as well California Florida um so I guess the first thing to say is um you do not have to you were not required to have fire insurance or flood insurance in Prescot Arizona um we are not it’s not we’ve never even been evacuated here uh for threat of fire yes are there fires but usually they’re about an hour or two outside of town more the forest up in the mountain the (01:12) forest yeah not in presc well it might be within the Incorporated boundary of that is Prescot but prescot’s boundaries go up into the mountains they have some pretty obscure areas that are still considered preset so we have never in the town itself uh you are usually you’re not required to have fire insurance I know in other states it’s mandatory especially with all the wildfires happening um we do not have floods here there are some sections and I mean a very small percentage (01:45) that during monsoons might have a little bit of flash flooding um but those are more rural areas or you know smaller areas generally not the house I mean if you go into some a few neighborhoods there will be are that says Don’t drive here when there’s water right that’s because of monsoons they have surges of water that need to be uh uh gotten rid of very quickly that’s right and uh but not in homes uh and in all of our years of selling homes I can maybe think of one or two that FEMA (02:23) required them to have flood insurance because they were near ow Ling areas low Ling areas it’s very usual to find it um I’ve never so the majority of homes here you’re not required to have flood insurance um we’re a mile high so if it floods here then the arc should be coming yeah yeah start building Noah and his Arc are coming to save us all because if we ever get underwater we got a big problem going on it’s end of times basically so and getting back to the fire thing too you should (02:53) know that a big part of the firefighting effort in Arizona comes out of Prescot they fly out of the Regional Airport here uh so in the plains with the water go drop they go all that comes out of presc so the idea that there’s going to be a fire that’s uncontrollable in presc itself is very very remote never even come close nor have we ever had to been evacuated like nothing so I want you to feel safe and secure about that safe and secure about flooding don’t need to have earthquake insurance as well yes so but if you want to if you want to yeah if you want to you (03:32) can do it and it’s available it is absolutely uh we just changed our insurance recently to Travelers homeowners to Travelers and our Auto not an issue um we don’t have anybody pulling out it is getting a little dicey sometimes in some areas but in maybe other cities in Arizona but here we had absolutely no problem changing Insurance um our home is about 3,100 square feet and I want to say our homeowners is about 1,800 a year um but I added some extra stuff on there so it it probably (04:08) be a little bit cheaper depending on the size of your home and this that and the other now just to be clear we’re not speaking for the State of Arizona correct we are speaking for presc just pres so there are areas in Arizona where they do have fires down in the valley you know it gets to 120 degrees there in the summer they’re going to have fires yeah and they do and our firefighters FL you’ll see them flying out to go take care of it I can’t speak for those communities whether (04:35) fire insurance is available or how much it is or whether it’s required I honestly don’t know uh Arizona is a pretty big state now I do know like in certain areas in Louisiana some insurance companies are starting to pull out and they are cancelling people uh from what I have heard here it hasn’t happened here yet yeah I don’t expect it to for the most part that’s for her I don’t know if a hurricane has ever hit presc Arizona that would be a long shot but uh you should know if you are considering other communities uh moving to retire or otherwise (05:13) pretty much all along the Gulf of Mexico so that’s all along you know galvaston Houston Florida New Orleans all mobile all along the uh the Gulf Coast and then the Atlantic coast maybe even some of Texas too because they get a lot of lot of Florida this is an issue for lot car Georgia everything along the coast is starting to have trouble with uh hurricane because of the hurri and so the cost of insurance is going Skyhigh and so a lot of insurance companies are having to pull out is they simply can’t afford the claims to help people anymore so keep this all in mind (05:53) so far so good here in Prescot Arizona uh very reasonable we’ve been very happy haven’t had any issues and it’s uh coming from the Deep South it’s very nice not to have to have worry about flooding or hurricane and and yeah we just there was just a hurricane uh in New Orleans and we have just moved my mother from New Orleans to Prescot uh she’s uh staying in a community called touch Mark and uh just a few weeks after she got here there was a hurricane and she was pretty happy she didn’t have to evacuate no more worrying about that so so far so good folks (06:30) in terms of insurance here it’s pretty reasonable um you’re not required to carry all the extra ancillary Insurance such as earthquake flooding uh fire um which is pretty refreshing so um anyway uh this was a good question whoever asked us about that we’re happy to chat about it and let you know and reassure you that so far so good here uh nobody’s pulling out and you can still get very good coverage at a pretty decent price absolutely absolutely so that is our tip of the day about tip (07:02) of the day if you want if you have questions you want us to answer feel free to reach out to us and we’ll cover them uh that is our tip of the day if you like tips the place to go is pickle 411. (07:19) com that’s our free information site whether you a buyer seller or somewhere in between there’s something there waiting for you that will Amaze astound and educate you real estate things to do restaurants to go to and all kinds of foolish all kinds of foolishness happy it’s all there waiting for you happy to share it’ll only cost you $10 no it won’t it’s all free okay on that note we sincerely hope you’re having a great day today and we hope to hear from you soon make a visit fall is a beautiful time to come here we’d love to show you around okay take care bye

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